We are independent insurance agents and are not connected with or endorsed by the US government or the federal Medicare program.
Medicare Plan Assistance in the greater San Diego, California area.
We also cover other states: see below for details.
countdown until next annual enrollment
Medicare’s annual enrollment period for 2025 is October 15 through December 7.
NEED CHANGES IN THE MEANTIME? GOT QUESTIONS? GIVE US A CALL!
questions?
we have the answers you need
Enrolling in Medicare for the first time this year?
Been furloughed?
Lost your group health insurance?
Retiring earlier than expected?
Recently moved?
Signing up for Medicare doesn’t have to be complicated or overwhelming.
The Medicare Ladies walk through every step and explain it in terms you’ll understand. We’ll make it easy!
the Medicare Ladies will show you
How Medicare works including all the parts and what they cover.
The choices you have and which is best for your healthcare needs.
Your deadlines and how to avoid costly late enrollment penalties.
you have options
With so many options, we’ll find the best plan to fit your needs. Call the Medicare Ladies to learn more!
meet the Medicare Ladies
Michelle Montiel
INSURANCE SERVICES
I’m the resident early bird on the Medicare Ladies team, fielding your morning calls even before the roosters are crowing!
I’ve been in the health insurance profession for nearly ten years. I love helping people understand how Medicare works and the choices they have. I’m patient, friendly and genuinely committed to my Medicare clients, holding their hand throughout the entire process.
I’ve been a permanent resident of San Diego since 1991. My family roots are here: they settled in Escondido in the 1800’s, and Montiel Road in Escondido was named after them.
I’m the mother of two and an avid soccer mom. I love animals: I recently lost my beloved dog, Lola, and am considering another dog (but can’t quite decide if I want to pick up dog poo for another 15 years…). I’m committed to my kids, my clients, and taking off the 20 pounds I put on during COVID! I’m ready for your Medicare calls, whether it’s morning, noon or night – give me a call when it’s good for YOU.
(858) 775-3529
michelle@askthemedicareladies.com
License #0I42314
AZ, CA, CO, HI, ID, NV, NJ, NC, OH, TX, UT, WI
Joanne Hansen
INSURANCE SERVICES
When my aging parents needed my help with their medical needs, I learned everything I could about Medicare and the programs available. I’m insatiably curious, always wanting to find the answers!
After that, I realized that I could use all this knowledge to help others – and I’ve been doing just that for the past ten years. Now I speak regularly at educational workshops and seminars to senior groups about the how-to’s of applying for and making the most of Medicare Advantage and Supplement plans.
I’m a wife, mother of four and grandmother of six. When I’m not working, I can be found baking pastries, crafting art projects and hosting family gatherings.
I’m also perpetually in search of the best recipe to complete my yearly holiday boxed cookies collection.
If you are turning 65, retiring soon or have Medicare questions – or you have (or need) a great cookie recipe, give me a call!
(619) 743-3823
joanne@askthemedicareladies.com
License #0H22031
AZ, CA, NV, TN, TX, UT
If you’ve been bombarded with a stack of mail from every Medicare insurance company on the planet, you’re not alone.
Who do you call? The Medicare Ladies.
Why? Read below…
five reasons why you should call the Medicare Ladies
we answer our phones
We know how important it is that your questions are answered quickly by someone who’s knowledgeable and cares: US.
no more 1-800 nonsense
We don’t make sales calls. We won’t pressure you. We want to help you find the Medicare plan that works – and continues working – for you. Simple as that. We’re here to help!
we have the answers
Signing up or changing plans doesn’t have to be complicated or overwhelming. We’ll walk through every step and explain it in terms you’ll understand.
we make it easy
We know the ins and outs of Medicare, how it works, all the parts, what they cover, and the plans and benefits available in your area. We’ll explain it all in terms you’ll easily understand, so the process is painless and easy-peasy.
we’re local and we listen
If you’re in the greater San Diego area, we’re here for you. We treat you the way we treat our own family: with care and compassion. CALL US: we want to help!
our office, by phone or at your place
Let’s meet up when – and where – it’s best for you: at our conveniently located office in downtown Escondido (with free off-street parking!), over the phone, or at your home.
how can we help?
We’re ready to help with your questions, enrollment or changing your plan. Phone or text, or use this form to send your questions and concerns.
We’re also happy to meet with you in the comfort and privacy of your home. Let us know what works best for you.